Money Positive views protecting its customers'’’ private information as a top priority and, pursuant to the requirements of the Gramm-Leach-Bliley Act (the “GLBA”), Money Positive has instituted the following policies and procedures to ensure that customer information is kept private and secure.

This policy serves as formal documentation of Money Positive’s ongoing commitment to the privacy of its customers. All employees will be expected to read, understand, and abide by this policy and to follow all related procedures to uphold the standards of privacy and security set forth by Money Positive. This Policy, and the related procedures contained herein, is designed to comply with applicable privacy laws, including the GLBA, and to protect nonpublic personal information of Money Positive’s customers.

In the event of new privacy-related laws or regulations affecting the information practices of Money Positive, this Privacy Policy will be revised as necessary and any changes will be disseminated and explained to all personnel.

Scope of Policy

This Privacy Policy covers the practices of Money Positive and applies to all nonpublic personally identifiable information of our current and former customers.

Overview of the Guidelines for Protecting Customer Information

In Regulation S-P, the Securities and Exchange Commission (the “SEC”) published guidelines, pursuant to section 501(b) of the GLBA, which address the steps a financial institution should take in order to protect customer information. The overall security standards that must be upheld are:

Employee Responsibility

Violations of these policies and procedures will be addressed in a manner consistent with other Company disciplinary guidelines

Types of Permitted Disclosures – The Exceptions

Regulation S-P contains several exceptions, which permit Money Positive to disclose customer information (the “Exceptions”). For example, Money Positive is permitted under certain circumstances to provide information to non-affiliated third parties to perform services on Money Positive’s behalf. In addition, there are several “ordinary course” exceptions, which allow Money Positive to disclose information that is necessary to effect, administer, or enforce a transaction that a customer has requested or authorized. A more detailed description of these Exceptions is set forth below.

Sharing as Permitted or Required by Law

Money Positive may disclose information to nonaffiliated third parties as required or allowed by law. This may include, for example, disclosures in connection with a subpoena or similar legal process, a fraud investigation, recording of deeds of trust and mortgages in public records, an audit, or examination, or the sale of an account to another financial institution.

Money Positive has taken the appropriate steps to ensure that it is sharing customer data only within the above noted Exceptions. Money Positive has achieved this by understanding how Money Positive shares data with its customers, their agents, service providers, parties related to transactions in the ordinary course or joint marketers.

Safeguarding of Client Records and Information

Money Positive has implemented internal controls and procedures designed to maintain accurate records concerning customers’ personal information. Money Positive’s customers have the right to contact Money Positive if they believe that Company records contain inaccurate, incomplete, or stale information about them. Money Positive will respond in a timely manner to requests to correct information. To protect this information, Money Positive maintains appropriate security measures for its computer and information systems, including the use of passwords and firewalls.

Additionally, Money Positive will use shredding machines, locks and other appropriate physical security measure to safeguard client information stored in paper format. For example, employees are expected to discard documents not required to be kept by placing them in the appropriate bin for shredding.

Money Positive protects confidential client information including but not limited to consumer report or any compilation of consumer report information derived from a consumer report by maintaining some information in locked areas and shredding such information when then information is no longer needed by Money Positive.

Security Standards

Money Positive maintains physical, electronic, and procedural safeguards to protect the integrity and confidentiality of customer information. Internally, Money Positive limits access to customers’ nonpublic personal information to those employees who need to know such information in order to provide products and services to customers. All employees are trained to understand and comply with these information principles.

Privacy Notice

Money Positive has developed a Privacy Notice, as required under Regulation S-P, to be delivered to customers initially and on an annual basis. The notice discloses Money Positive’s information collection and sharing practices and other required information and has been formatted and drafted to be clear and conspicuous. The notice will be revised as necessary any time information practices change. A copy of Money Positive’s Privacy Notice is available on Money Positive’s website.

Link to complete ADV Part 2